Lost somewhere among the crumpled, glittery wrapping paper and excitement of the holiday season is the feeling of friendship and warmth that we want to share with others. Too often, however, that "warmth" becomes an overextended credit card bill and may even result in resentment as your holiday stress grows with each person on your list.

Holiday shopping doesn’t have to be stressful. Gift giving doesn't have to mean a commercialized, highly advertised electronic toy or gadget. Give the gift of First Source Membership!
Today, rates and a broad range of product options are not enough. At First Source, we pay a higher rate of attention to our Members. Our full-service financial offerings and outstanding personal service are trimmed with green and gold.

First Source vs. Banks; the difference wrapped up:
First Source Federal C.U. is a not-for-profit financial cooperative that conducts business for the mutual benefit and general welfare of our Members/owners. We promote thrifty saving and sound credit use to improve Members’ lives. We are locally run as Membership primarily consists of local employers, employees and community members. At First Source every Member is an equal owner. Our Boards of Directors are elected by Members. Directors serve as a volunteer basis, and are not paid. Elections are held with each Member getting a single vote. First Source is insured by the National Credit Union Share Insurance Fund (NCUSIF), a Federal government agency. We are exempt from corporate income tax because we are a not-for-profit cooperative that returns savings back to our Members in the form of better rates and enhanced products and services. Property, county, school, municipal and employer tax is paid.
Banks are for-profit financial corporations that conduct business to maximize the price of its stock and profit for stockholders; focus on what generates profit for the Bank; are rarely locally run and community banks are frequently sold to larger banks whose home office is seldom in the local community. The banks ownership is determined by a share of stock and these stockholders expect a return on their investment. Boards of Directors are elected by stockholders Directors are paid and legally bound to make decisions that benefit the stockholders. Customers don’t have voting rights and have no authority in the overall governance of their bank. Banks are insured by the Federal Deposit Insurance Corp. (FDIC), a Federal government agency. They are taxed because they are designed as profit-making corporations. When they disburse profits, it is only to their stockholders.