Think your finances may be out of control but you’re not sure? In effort to help, ask yourself these questions:

Exactly how much money do I make per month after taxes?
How much debt do I have?
How much do I spend on food?
How much do I spend on entertainment?
How much do I spend on gas?

If you find yourself struggling to provide answers, now is the perfect time to organize your finances so you can account for every single penny that enters and leaves your account.

Step 1: Sign up for direct deposit

If your employer offers direct deposit, then take advantage of it! First Source offers you direct deposit. It’s convenient; saves you time by depositing your paycheck into your account and also eliminates the urge to spend sporadically so you know the money will be available to pay your bills on time.

Step 2: Use online banking

Take advantage of First Source online banking. You can manage your money on real time and you can track your finances daily. Access your accounts 24 hours a day, seven days a week at www.fsource.org and enjoy the convenience of:

• Viewing account balances and history
• Transferring funds
• Making your First Source loan payments • Viewing check copies

First Source also offers you free online bill payment. With our recurring payment options, your bills will practically pay themselves! You will benefit by having your financial records at your fingertips. You will drastically cut back on the amount of check writing you do each month, as well as eliminate the responsibility of keeping enough money in your checking account to cover outstanding checks. Once you pay the bill, the money is automatically deducted from your bank account – and you don’t have to pay for postage!

Step 3: Seminars

It is our mission at First Source to help educate you to the best of our ability. That’s why we offer FREE credit consultation to our Members to ensure your financial success. We will guide you with solutions that will best fit your needs and help you from straying outside your budget.

Proper fiscal responsibility lies with you, but First Source offers a vast array of products and services to help you reach your financial goals. We want to be there for you by offering helpful suggestions to improve your financial situation. So if you’re tired of wondering where all of your money is going, or why you can’t seem to save any money for your future events, stop by, call, or visit us at "http://www.fsource.org" www.fsource.org. At First Source Federal Credit Union our friendly representatives will help get you back on track.